Privacy Policy
This website is committed to protecting and respecting your privacy. This Privacy Policy explains what we do with the personal information that we collect from you on this website and through the services we provide. Please read the following to understand our practices regarding personal information and how they affect you as you use our features and services. If we make material changes to our privacy practices, we will announce them on the website.
Collection of Information
We collect information about our visitors and subscribers so that we can provide a more interesting and useful service, as well as more appropriate advertising. We ask for your name, email address, cellular phone number and other personal information when you register to use our services. We also may ask for this information at other times. We sometimes conduct surveys as well, although you do not have to respond to them.
Our website is not directed at people under the age of 18. We will not knowingly collect or use personally identifiable information from anyone under 18. Please note: If you register for an account with us, we may contact you to confirm your subscription, or to provide you with information about its terms or features. You may wish to keep these transactional or relationship emails to help you use our
services.
IP ADDRESS: Your browser or email application automatically provides your Internet Protocol address (“IP address”) to other computers with which you communicate over the Internet, so that they know where to send you information. We receive an IP address each time you view one of our Web pages, because the browser automatically reports it to us. We also may store the IP address when you register with us or post a message. We collect IP addresses for site security and to help us understand how people use our sites so that we can improve our sites and our users’ respective experiences.
COOKIES: For similar quality reasons, we may use a feature known as a “cookie.” Cookies contain bits of information that websites transfer to your computer’s hard drive for record-keeping purposes. Cookies can make the Web more convenient by storing information about your preferences on a site. Although we may assign your browser a cookie, the cookie does not tell us who you are. Only you can tell us that.
Cookies are used on our sites in the following ways: (a) We use cookies to access your stored account information automatically when you log on to our site, in order to deliver a better and more personalized service; (b) We use cookies to estimate our audience size and usage patterns. The unique cookie that is given to each browser accessing this website is then used to determine usage patterns and help us target content and ads based upon user interests; and (c) We use cookies to allow you to access your account information automatically, as well as make changes to your personal information.
Some of our advertisers use third-party networks to serve their advertisements on our sites and in our HTML-formatted newsletters. Often, these third-party advertising companies use cookies, Web beacons, and similar technologies to measure advertisement effectiveness. We do not control, nor do we have access to, their cookies or the information they obtain. Use of their tracking technology is subject to their own privacy policies.
Most browsers are set up to accept cookies, but you can configure yours to refuse cookies or notify you when you have received one. Browsers differ, so check your “Help” menu to learn how to change your cookie preferences. If you reject cookies on our sites, though, you may not be able to access all areas of them or use many of their features, including our services. When you accept our cookies, we cannot use them to find out who you really are, unless you tell us.
When you register for our services, we need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and shipping address, if different), telephone number, and credit card number, expiration date and card security code (CSC(. Gathering this information allows us to process and fulfill your registration and permits the function of our alert service. We will also use your information to contact you regarding your registration if necessary, amongst other things, to update you on changes to site policies. We encrypt all payment related information using Secure Socket Layers (SSL) technology.
We collect personal information to provide you, the subscriber, with the best and most personalized experience possible, and to provide our advertisers with an efficient way to reach the right audience. In short, by knowing a little about you, the Company can deliver more relevant content and advertisements to you. We may conduct research on our subscriber’ demographics, interests, and behavior based upon the information you provide us when you register or based upon the information on our server log files. This research is compiled and analyzed on an aggregated basis. We may also notify you of products, services, or areas of our site that we think may interest you based on the information we have received. If you would prefer us not to contact you for these purposes, simply opt-out in your account preferences.
Sometimes we ask for personal information when providing special features and services. You do not have to give us that information, but without it, you may not be able to take advantage of those products or services.
Use of personal information
We will not disclose any personally identifiable information about individual users, except as described in this Privacy Policy. With the few exceptions that we explain here, we do not give, rent, lend, or sell individual information to our advertisers, although we do provide aggregate information. For example, we might tell an advertiser that there are 100,000 registered members, but we will not tell them that you are one of them, nor will we provide them with your email address. We may also use this aggregated information to help the advertisers reach the kind of audience they want. We may also disclose aggregate information in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.
We shall disclose individually identifiable information only under the following circumstances: (a) We may disclose information to others when we have your consent; (b) If required to do so by law; We may disclose your personal information to the extent necessary to effectuate your subscription and charge your credit card. We may use a credit card processing company to verify your card number and process the transaction. We may disclose your personal information as required by applicable law, or in response to legal process, to protect the rights
or property of the Company, or to protect the safety of the Company, our users, or others. We may disclose personal information in some other limited circumstances, but we will specifically describe them to you when we collect the information, such as in the rules of a new service.
We may employ contractors or other third parties to help with our operations. We may give them access to databases of user information, so that they can perform their services for us, including performing system maintenance, displaying personalized content (such as portfolios), performing list analysis or management, or sending mailings for us from our advertisers. These parties are all subject to confidentiality agreements that restrict their use and disclosure of information they obtain through their relationship with the Company. If the Company is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Third party links
If you follow links from our website to others, you should be aware that you are doing business with those other sites, which have their own privacy and data collection practices. We have no responsibility or liability for these independent policies (and we may not even know what they are). For more information regarding a site and its privacy policies, check that site.
Limitation of Liability
While we do our best to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Personalized areas of our website, are password-protected. Only you have access to these password-protected areas. Do not share your passwords or account information with anyone. We will never ask you for your password in an unsolicited phone call or email. If you are using a computer to which others have access, such as one in a computer lab, Internet cafe, or public library, always remember to log out and close your browser window when leaving our site.
Upon your request, we will remove your personal information from the website but we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, enforce our rules and take other actions otherwise permitted by law.
Jurisdiction
This policy and the use of this website, as well as the jurisdiction and law governing any dispute, shall be those of the Company’s state of incorporation.
Amendments
This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party. We may change this Privacy Policy at any time, but we will give notice of any material change on our website and/or in email messages.
Last Updated: May 2015
Collection of Information
We collect information about our visitors and subscribers so that we can provide a more interesting and useful service, as well as more appropriate advertising. We ask for your name, email address, cellular phone number and other personal information when you register to use our services. We also may ask for this information at other times. We sometimes conduct surveys as well, although you do not have to respond to them.
Our website is not directed at people under the age of 18. We will not knowingly collect or use personally identifiable information from anyone under 18. Please note: If you register for an account with us, we may contact you to confirm your subscription, or to provide you with information about its terms or features. You may wish to keep these transactional or relationship emails to help you use our
services.
IP ADDRESS: Your browser or email application automatically provides your Internet Protocol address (“IP address”) to other computers with which you communicate over the Internet, so that they know where to send you information. We receive an IP address each time you view one of our Web pages, because the browser automatically reports it to us. We also may store the IP address when you register with us or post a message. We collect IP addresses for site security and to help us understand how people use our sites so that we can improve our sites and our users’ respective experiences.
COOKIES: For similar quality reasons, we may use a feature known as a “cookie.” Cookies contain bits of information that websites transfer to your computer’s hard drive for record-keeping purposes. Cookies can make the Web more convenient by storing information about your preferences on a site. Although we may assign your browser a cookie, the cookie does not tell us who you are. Only you can tell us that.
Cookies are used on our sites in the following ways: (a) We use cookies to access your stored account information automatically when you log on to our site, in order to deliver a better and more personalized service; (b) We use cookies to estimate our audience size and usage patterns. The unique cookie that is given to each browser accessing this website is then used to determine usage patterns and help us target content and ads based upon user interests; and (c) We use cookies to allow you to access your account information automatically, as well as make changes to your personal information.
Some of our advertisers use third-party networks to serve their advertisements on our sites and in our HTML-formatted newsletters. Often, these third-party advertising companies use cookies, Web beacons, and similar technologies to measure advertisement effectiveness. We do not control, nor do we have access to, their cookies or the information they obtain. Use of their tracking technology is subject to their own privacy policies.
Most browsers are set up to accept cookies, but you can configure yours to refuse cookies or notify you when you have received one. Browsers differ, so check your “Help” menu to learn how to change your cookie preferences. If you reject cookies on our sites, though, you may not be able to access all areas of them or use many of their features, including our services. When you accept our cookies, we cannot use them to find out who you really are, unless you tell us.
When you register for our services, we need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and shipping address, if different), telephone number, and credit card number, expiration date and card security code (CSC(. Gathering this information allows us to process and fulfill your registration and permits the function of our alert service. We will also use your information to contact you regarding your registration if necessary, amongst other things, to update you on changes to site policies. We encrypt all payment related information using Secure Socket Layers (SSL) technology.
We collect personal information to provide you, the subscriber, with the best and most personalized experience possible, and to provide our advertisers with an efficient way to reach the right audience. In short, by knowing a little about you, the Company can deliver more relevant content and advertisements to you. We may conduct research on our subscriber’ demographics, interests, and behavior based upon the information you provide us when you register or based upon the information on our server log files. This research is compiled and analyzed on an aggregated basis. We may also notify you of products, services, or areas of our site that we think may interest you based on the information we have received. If you would prefer us not to contact you for these purposes, simply opt-out in your account preferences.
Sometimes we ask for personal information when providing special features and services. You do not have to give us that information, but without it, you may not be able to take advantage of those products or services.
Use of personal information
We will not disclose any personally identifiable information about individual users, except as described in this Privacy Policy. With the few exceptions that we explain here, we do not give, rent, lend, or sell individual information to our advertisers, although we do provide aggregate information. For example, we might tell an advertiser that there are 100,000 registered members, but we will not tell them that you are one of them, nor will we provide them with your email address. We may also use this aggregated information to help the advertisers reach the kind of audience they want. We may also disclose aggregate information in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.
We shall disclose individually identifiable information only under the following circumstances: (a) We may disclose information to others when we have your consent; (b) If required to do so by law; We may disclose your personal information to the extent necessary to effectuate your subscription and charge your credit card. We may use a credit card processing company to verify your card number and process the transaction. We may disclose your personal information as required by applicable law, or in response to legal process, to protect the rights
or property of the Company, or to protect the safety of the Company, our users, or others. We may disclose personal information in some other limited circumstances, but we will specifically describe them to you when we collect the information, such as in the rules of a new service.
We may employ contractors or other third parties to help with our operations. We may give them access to databases of user information, so that they can perform their services for us, including performing system maintenance, displaying personalized content (such as portfolios), performing list analysis or management, or sending mailings for us from our advertisers. These parties are all subject to confidentiality agreements that restrict their use and disclosure of information they obtain through their relationship with the Company. If the Company is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Third party links
If you follow links from our website to others, you should be aware that you are doing business with those other sites, which have their own privacy and data collection practices. We have no responsibility or liability for these independent policies (and we may not even know what they are). For more information regarding a site and its privacy policies, check that site.
Limitation of Liability
While we do our best to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Personalized areas of our website, are password-protected. Only you have access to these password-protected areas. Do not share your passwords or account information with anyone. We will never ask you for your password in an unsolicited phone call or email. If you are using a computer to which others have access, such as one in a computer lab, Internet cafe, or public library, always remember to log out and close your browser window when leaving our site.
Upon your request, we will remove your personal information from the website but we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, enforce our rules and take other actions otherwise permitted by law.
Jurisdiction
This policy and the use of this website, as well as the jurisdiction and law governing any dispute, shall be those of the Company’s state of incorporation.
Amendments
This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party. We may change this Privacy Policy at any time, but we will give notice of any material change on our website and/or in email messages.
Last Updated: May 2015